Cookies Policy

Last updated: May 2026

What Are Cookies

Cookies are small text files stored on your device when you visit our website. They help us provide a better user experience by remembering your preferences and understanding how you interact with our site.

How We Use Cookies

We use cookies and similar tracking technologies for the following purposes:

Essential Cookies

These cookies are necessary for the website to function properly. They enable core functionality such as security, network management, and accessibility. You cannot opt out of these cookies.

• Session management: Maintain your session as you navigate the site
• Security: Protect against fraudulent activity and secure user authentication
• Cookie consent: Remember your cookie preferences

Functional Cookies

These cookies enhance functionality and personalization. They may be set by us or third-party providers whose services we use on our pages.

• Preferences: Remember settings and choices you make
• Form data: Temporarily store information you enter in forms
• Service selection: Remember your selected pension planning services

Analytics Cookies

These cookies help us understand how visitors interact with our website by collecting and reporting information anonymously.

• Usage statistics: Track pages visited, time spent, and navigation paths
• Performance monitoring: Identify technical issues and improve site speed
• Content effectiveness: Understand which content resonates with visitors

Cookies We Use

Cookie Name	Purpose	Duration	Type
cookie_consent	Stores your cookie preferences	1 year	Essential
session_id	Maintains your browsing session	Session	Essential
form_data	Temporarily stores form information	Session	Functional
selected_service	Remembers your selected service	Session	Functional

Third-Party Cookies

We may use third-party services that set cookies on our website. These services operate independently and have their own privacy policies:

• Analytics providers: Help us understand site usage patterns
• Content delivery networks: Improve site performance and loading times

Local Storage

In addition to cookies, we use browser local storage to maintain certain preferences and settings. This data remains on your device and is not transmitted to our servers unless necessary for service delivery.

Managing Your Cookie Preferences

You have several options for managing cookies:

Cookie Banner

When you first visit our site, you can choose to accept or reject non-essential cookies through our cookie banner.

Browser Settings

Most web browsers allow you to control cookies through their settings. You can typically:

• View what cookies are stored and delete them individually
• Block third-party cookies
• Block cookies from specific sites
• Block all cookies
• Delete all cookies when you close your browser

Opt-Out Links

For analytics cookies, you can opt out through these industry tools:

• Network Advertising Initiative: optout.networkadvertising.org
• Digital Advertising Alliance: optout.aboutads.info

Impact of Disabling Cookies

Disabling cookies may affect your experience on our website:

• Some features may not work properly
• You may need to re-enter information you've previously provided
• Certain personalizations will not be available
• Form submissions may not function correctly

Essential cookies cannot be disabled as they're necessary for the site to function.

Do Not Track

Some browsers include a "Do Not Track" feature. Our website responds to these signals by limiting non-essential tracking when detected.

Updates to This Policy

We may update this cookies policy to reflect changes in technology or legal requirements. We'll notify you of significant changes by updating the "last updated" date.

Contact Us

If you have questions about our use of cookies, contact us at [email protected].